Christopher L. Curran

As a 25-year veteran, Chris has developed skills in several key areas of the financial services industry. His main focus and passion, however, lies in helping people avoid the simple mistakes that end up preventing them from achieving objectives like educating their children and retiring comfortably due to the inefficiencies those mistakes create.

Who Chris Works With

Chris concentrates his efforts on three types of clients:

• Parents who are preparing to pay college tuition
• Those whose children have graduated and have shifted their focus to retirement
• People who are already retired and are looking to get the most income from their assets

The College Planning Connection

Chris and his wife put two of their own children through college, and he has helped well over 1,000 families do the same throughout his career. In the process, Chris realized that in most cases paying for college is rarely the problem. The problem is in how it affects the parents' financial position in the post-college years.

Taking a holistic approach and accounting for the parents' well-being in their retirement years led Chris to explore and become familiar with some of the most effective ways to help maximize the income provided by retirement assets.

Three Key Areas of Focus

• Avoiding losses while retaining the ability to pursue better-than-fixed-rate returns
• Minimizing the impact of taxes
• Reducing the risk of outliving your money

In short — getting the most out of existing assets, for the longest period of time.

Three Ways to Potentially Do This

• Have more — pursue a strong rate of return while helping to limit downside risk
• Pay less — reduce the negative impact of taxes and fees
• Leverage — take advantage of annuities that can guarantee lifetime income*

Background

Chris is licensed for life insurance and fixed annuities in the following states: NJ, NY, PA, OH, FL, TX, WI, CA, MA, IL, and MD.